This clinic is a multi-specialty group practice comprised of approximately 200 providers offering care in more than 30 specialties. It is owned by 114 doctors equally with over 20 locations. CMAC was hired to improve the existing debt structure to create interest savings over the remaining terms. The debt portfolio was approximately $35MM, which included real estate, equipment, and operating lines. CMAC was successful in renegotiating the existing capital structure with the clinic’s incumbent lender. The negotiations created cash flow improvement by re-amortizing, and significant interest savings.