Six orthopedic surgeons from three different practices in South Florida came together to start a new ambulatory surgery center. The doctors hired experts to assist in this new endeavor, including an ASC consulting company and CMAC Partners to arrange construction financing. With the objective of reducing expenses for the new build, the doctors were pleased with the debt CMAC arranged, which included an equipment loan. They received a high-LTV facility with 18-months of interest-only payments followed by a 25-year amortization period, a competitive low rate, and no prepayment penalty.