Owner-occupied medical real estate offers a unique and unparalleled credit profile for lenders. Therefore, the financing terms and conditions that banks offer should be reflective of the unique structures groups need to be most effective. Allowing income to be fully distributed, not requiring personal guarantees, and easily accommodating ownership changes are just a few ways that banks can provide flexibility that is not afforded to other asset classes.
CMAC has customized innovative financing structures and helped define the lending parameters of the industry. CMAC has created a globalized and data-driven marketplace for its independent medical borrowers and achieves financing that complements the needs of the real estate AND the practice.