Secure Financing

Secure Financing

Exceptional Rates and Terms | $5+ Billion Secured in Fundings


Secure Financing

Owner-occupied medical real estate offers a unique and unparalleled credit profile for lenders. Therefore, the financing terms and conditions that banks offer should be reflective of the unique structures groups need to be most effective. Allowing income to be fully distributed, not requiring personal guarantees, and easily accommodating ownership changes are just a few ways that banks can provide flexibility that is not afforded to other asset classes.

CMAC has customized innovative financing structures and helped define the lending parameters of the industry. CMAC has created a globalized and data-driven marketplace for its independent medical borrowers and achieves financing that complements the needs of the real estate AND the practice.


“A sincere thank you for helping a rookie put together excellent financing to continue our group's dream. This building will be a symbol of our commitment to our patients for generations.”
Steven Meek, MD - The Tanner Clinic, Layton, UT

The Latest

Recent News


The Crucial Importance of Maintaining Debt in Physician-Owned Real Estate

Debt = Leverage = Sustainable Investment When members of a practice group decide to become investors in the...

Debt = Leverage = Sustainable Investment When members of a practice group decide to become investors in the practice real estate, there are two primary questions they need to ask: Can I...


Full Story
Bank Empowerment: Helping Your Bank to the Absolute Best Rates and Terms

“I sit on the Board of our local bank, and I know for a fact that they give our group the absolute best terms that...

“I sit on the Board of our local bank, and I know for a fact that they give our group the absolute best terms that they can offer. They just can’t do any better!” OR CAN THEY? In...


Full Story
The Three Key Elements of an Operating Agreement

For a Physician-Owned Real Estate Portfolio (As seen through the eyes of a British Bachelor) As a failed...

For a Physician-Owned Real Estate Portfolio (As seen through the eyes of a British Bachelor) As a failed repurposed engineer, I like to consider complex problems either as open-loop or...


Full Story
Appraisal Valuation Crisis

Overcoming Low Appraisals in a Market of Rising Costs With the onset of the COVID-19 pandemic, the world rapidly...

Overcoming Low Appraisals in a Market of Rising Costs With the onset of the COVID-19 pandemic, the world rapidly changed. Lockdowns, travel restrictions, and general unease gripped the public,...


Full Story
How the Harried CEO can Optimize Real Estate Performance

CEOs and CFOs of independent medical groups will generally agree on one thing: it is a full-time job to run a...

CEOs and CFOs of independent medical groups will generally agree on one thing: it is a full-time job to run a profitable practice.  That said, physicians are investing millions of dollars...


Full Story