Secure Financing

Exceptional Rates & Terms

$5+ Billion Secured in Fundings


Secure Competitive Financing

Owner-occupied medical real estate offers a unique and unparalleled credit profile for lenders. Therefore, the financing terms and conditions that banks offer should be reflective of the unique structures groups need to be most effective. Allowing income to be fully distributed, not requiring personal guarantees, and easily accommodating ownership changes are just a few ways that banks can provide flexibility that is not afforded to other asset classes.

CMAC has customized innovative financing structures and helped define the lending parameters of the industry. CMAC has created a globalized and data-driven marketplace for its independent medical borrowers and achieves financing that complements the needs of the real estate AND the practice.


“A sincere thank you for helping a rookie put together excellent financing to continue our group's dream. This building will be a symbol of our commitment to our patients for generations.”
Steven Meek, MD - The Tanner Clinic, Layton, UT

The Latest

Recent News


New Loan Terms in a Post-COVID World

Like Buying Flood Insurance in the Sahara Desert The economic whirlwind that ensued from COVID-19 has left...

Like Buying Flood Insurance in the Sahara Desert The economic whirlwind that ensued from COVID-19 has left banks figuring out how to make profitable loans. Borrowers need to understand how...


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Unprotected Borrowers Face Major Risk as LIBOR Replacement Looms

In the summer of 2017 Andrew Bailey, CEO of the Financial Conduct Authority (FCA), called for the phasing out of the...

In the summer of 2017 Andrew Bailey, CEO of the Financial Conduct Authority (FCA), called for the phasing out of the London Interbank Offer Rate (LIBOR) by the end of 2021. LIBOR is a primary...


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Bank Empowerment: Helping Your Bank to the Absolute Best Rates and Terms

“I sit on the Board of our local bank, and I know for a fact that they give our group the absolute best terms that...

“I sit on the Board of our local bank, and I know for a fact that they give our group the absolute best terms that they can offer. They just can’t do any better!” OR CAN THEY? In...


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Large Multi-Specialty Group Redefines “Globalization” with 10-year Low Fixed Rate

When your medical group is producing more than $100 MM in annual revenue and has a CEO with the ability to...

When your medical group is producing more than $100 MM in annual revenue and has a CEO with the ability to communicate directly with the president of one of the most powerful banks west of the...


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Three Keys to Getting the Best Rates and Terms

Tips from a Banker: An Interview with CMAC’s Director of Finance As CMAC is responsible for placing more than...

Tips from a Banker: An Interview with CMAC’s Director of Finance As CMAC is responsible for placing more than half billion dollars a year in medical real estate debt, we’ve had vast...


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Funding Buyouts & Buy-ins

Buying out the old and bringing in the new In the beginning, it was easy. The practice partners decided to own...

Buying out the old and bringing in the new In the beginning, it was easy. The practice partners decided to own their medical office building and, in turn, they all became real estate partners...


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HVCRE – Five Letters which can Kill your Return on Investment in a New Project

Doctors who are planning to construct a new medical facility have historically been a sought-after demographic...

Doctors who are planning to construct a new medical facility have historically been a sought-after demographic for banks.  Physician groups have been able to develop new projects with...


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